How To File For Workers Compensation Insurance
Workers are employed to do jobs and services for clients or customers. These skilled laborers get compensation and wages. They must also have rights and protection to perform and accomplish their job. So, laborers must know how to file their compensation insurance.
Why Is Workers Compensation Insurance Important?
First of all, employers are primarily responsible for their employee’s security. Employers are obligated to ensure that their workplaces are safe and accident-free. Yet sometimes, accidents are inevitable inside a workplace, leaving the workers injured and impaired. When they file for compensation insurance, it will serve two purposes: compensation and medical benefits.
What Are The Qualifications For Filing Workers Compensation Insurance?
Got into an accident, injured or hurt while on the job, such as fractured bones from slipping
An employee of the company
Becomes sick or ill or is exposed to the hazardous materials
What Are The Steps In Filing Worker's Compensation Insurance
1. Make sure to have an application form. There, your employee will give information to update their profile and apply for the benefits needed.
2. Submit the application form to the agency’s insurance company and notify your employee of the next steps and processes.
3. Give your employees enough time to recover.
4. Have adjustments and recovery when the employee returns to the job.
5. You may want to assign them to a lighter role in some cases.
Information To Put On File
Date of birth
Age and gender
Marital status, number of dependents
Hire date, years in current position
Current wage information
Most of the time, the employee will want to keep their records of accidents. The workers should immediately report the unfortunate event to the insurer and the insurance company. Keeping a record will also make filing faster and initiate medical treatments and benefits.
Filing a worker's compensation claim should be in the employee's handbook so that the employee can oversee the terms and conditions.
At Second Western Insurance Services, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (818) 952-5203. Get your free quote today by CLICKING HERE. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.